Blue Cross Blue Shield currently covers more than 106 million people, making it a leader in the insurance company world. This specific type of healthcare provides services to people all throughout the country, ranging from Hawaii to Massachusetts. Blue Cross Blue Shield is the number one healthcare insurance choice for organized labor.
Before enrolling in a drug rehabilitation program, it is important to speak with your Blue Cross Blue Shield representative to determine what type of coverage you have for this specific type of behavioral healthcare. Not doing so can lead to overwhelmingly large bills and debts, all of which could have been avoided in the first place. Someone who is insured through Blue Cross Blue Shield is eligible to receive some level of coverage for his or her addiction treatment.
What Does Blue Cross Blue Shield Cover?
Like many insurance companies, Blue Cross Blue Shield does provide coverage for addiction treatment services, however certain parts of one’s addiction treatment might be covered more than others. For example, when medical detox is required, Blue Cross Blue Shield might be able to cover the full cost of that depending on the client’s insurance plan. For other services, such as a residential stay at treatment or continued care, Blue Cross Blue Shield may only cover a portion of the costs. Again, the coverage that can be obtained through Blue Cross Blue Shield is going to be determined by the insurance plan that the member has.
Inpatient Addiction Treatment vs. Outpatient
Many people who struggle with substance use disorder require the greatest level of addiction treatment possible, which is inpatient treatment. When enrolled in this type of program, clients will reside at the facility for the duration of their treatment plan, which allows them to disconnect from any and all outside distractions so that he or she can fully focus on recovering from addiction. Commonly, clients of an inpatient addiction treatment center can spend anywhere from one to three months at the center while they receive a number of different therapeutic approaches to care. During this time, clients will be encouraged to engage in therapy sessions such as individual, group, and family therapy, as well as other more specific therapies geared toward the personal needs of the client. Clients might also participate in detox services and developing plans to continue their care through a less intense level of care.
Outpatient addiction treatment is much different than inpatient addiction treatment. Clients do not live at the facility when enrolled in an outpatient treatment program and they do not spend the vast majority of their days in therapy sessions like clients of inpatient addiction treatment do. Instead, those who are engaged in outpatient therapy go to the drug rehabilitation center on a regular basis for a few hours each visit. During that time, clients will participate in group and individual therapy sessions, as well as other types of therapy. They can also receive help with medication management and work on building a strong support system outside of the four walls of outpatient treatment.
While both programs share their differences, it is important to note that the greatest difference between the two is the type of individuals who receive treatment at either one of these programs. For example, those who enroll in inpatient treatment probably have a more severe addiction occurring, have a mental health condition at the same time as the addiction, and have made attempts to stop using before but have been unsuccessful. Those who begin outpatient treatment have much more freedom to come and go as they please, as well as the ability to continue to live at home and maintain a positive professional life. However, regardless of the differences, anyone who receives a level of addiction treatment can benefit greatly from either attending an inpatient or outpatient treatment program.
Verifying Coverage and Finding the Best, Most Appropriate Treatment
Insurance plans can be difficult to decipher and fully understand, however it is important to know exactly what to expect when entering into a rehab program. The best way to obtain as much information as possible is to reach out to a professional at Blue Cross Blue Shield who can help you understand what going to treatment might look like from a financial and medical standpoint.
No matter what stands in your way from getting addiction treatment, rest assured that Blue Cross and Blue Shield can help you end your substance use disorder and begin a life of recovery, all thanks to the care and coverage that they are able to apply.